SINGLE-FAMILY PROPERTIES
Premium Financing for the Most Reliable Investment Class
SINGLE-FAMILY PROPERTY
A single-family home is a standalone residence designed for a single household—no shared walls, no shared utilities, and full control of the property. It’s one of the easiest, most straightforward property types to finance, manage, and scale.
WHY INVESTORS PREFER SINGLE-FAMILY HOMES
Strong, Consistent Demand
Families and long-term renters value the privacy and space.
Low Complexity, Low Risk
Straightforward maintenance and easier long-term operations.
Attractive Financing Options
Single-family homes qualify for some of the most flexible loan programs.
Solid Long-Term Appreciation
Many markets show steady, reliable home value growth over time.
KEY PROPERTY FEATURES
- One residential unit on its own lot
- No shared walls with neighbors
- Full ownership of the land and structure
- Private yard or outdoor space
- Individual utilities (electric, water, HVAC)
- Ideal for rentals, flips, or long-term holds
WHO THIS IS IDEAL FOR
Investors Building Long-Term Wealth
Reliable cash flow and appreciation potential.
First-Time Investors
Easy to understand, simple to manage.
BRRRR & Buy-and-Hold Strategies
Perfect for value-add → refinance → cash-flow models.
Borrowers Wanting Fast, Flexible Funding
Because single-family underwriting is efficient and investor-friendly.
SAMPLE DEALS
Real Investors - Real Results
Rental Acquisition
$420,000
- Loan Type: DSCR
LTV: 80%
Monthly Rent: $3,200
Fix & Flip
$285,000
Rehab Budget: $60,000
Loan Type: Fix & Flip
Funding: 90% of purchase + 100% of rehab
BRRRR
$310,000
Rehab: $45,000
Refi Appraisal: $405,000
Loan Type: Fix & Hold → DSCR Refi
Single-Family Home
$515,000
- Loan Type: Bridge Loan
- Funding: 90% of purchase
- Close Time: 7 days
QUICK QUALIFICATION CHECKLIST
- Single-family home (1 unit)
- Purchase or refinance ready
- Rent supports the payment (for DSCR)
- Property in livable or rehab-ready condition
- Basic liquidity for down payment and reserves
- Ability to close in 7–21 days
- LLC or personal name acceptable
HOW WE FINANCE SINGLE-FAMILY HOMES
We provide streamlined funding solutions tailored for single-family investors, including:
DSCR Loans for long-term rentals
Fix & Flip Loans for quick renovations
Fix & Hold / BRRRR Loans for long-term wealth
Bridge Loans for fast closings or value-add projects
Long-Term Rental Loans for stabilized properties
Our process is fast, investor-friendly, and built around your goals.
READY TO FUND YOUR NEXT PROPERTY?
Our team delivers premium lending solutions with speed, clarity, and confidence. Whether you’re purchasing, refinancing, or renovating, we make financing straightforward—so you can focus on growing your portfolio.
FREQUENTLY ASKED QUESTIONS
Yes. All programs are designed specifically for real estate investors—acquisitions, refinances, or renovations.
Many deals close within 7–14 days depending on the loan program.
Not for DSCR, bridge, or fix & flip loans. We focus heavily on the property itself.
Yes—portfolio loans and multi-property refinances are available.
Yes. Our Fix & Flip and BRRRR loans cover both purchase and rehab costs.
Minimum credit score of 660 – however 700+ is preferred.
Absolutely. Most investors close this way.
Some DSCR loans include 1–3 year penalties. Fix & flip and bridge loans typically do not.
Yes, we do lend nationwide.
Just complete the quick pre-approval form. We’ll review your scenario and send custom terms within hours.
