COMMERCIAL PROPERTIES
Commercial properties are built for business use and income generation. From retail and office spaces to warehouses and mixed-use assets, these properties are designed to produce strong cash flow at scale. With the right financing, commercial real estate becomes a powerful tool for long-term wealth creation.
WHY INVESTORS CHOOSE COMMERCIAL REAL ESTATE
Higher Income Potential
Commercial leases often generate stronger, more scalable cash flow.
Longer Lease Terms
Tenants typically sign multi-year leases, providing income stability.
Value Based on Performance
Improving operations can directly increase property value.
Portfolio Growth & Scale
Commercial assets allow investors to grow faster with fewer properties.
KEY PROPERTY FEATURES
- Income-producing business use
- Often multi-tenant or large single-tenant
- Longer lease agreements
- Valued based on Net Operating Income (NOI)
- Designed for scalability and performance
- Ideal for experienced investors and business owners
WHO THIS IS IDEAL FOR
Experienced Real Estate Investors
Looking to scale income and portfolio size.
Business Owners & Operators
Purchasing owner-occupied commercial space.
Investors Seeking Higher Returns
Willing to trade simplicity for stronger income potential.
Portfolio Investors
Looking to consolidate or refinance multiple assets.
SAMPLE DEALS
Strategic Capital. Proven Results.
Retail Strip Center
$2.4M
Loan Type: Commercial DSCR
LTV: 70%
Tenants: 6 Units
Close Time: 18 days
Office Building Reposition
$1.6M
Renovation: $250,000
Loan Type: Bridge
Exit: Long-term refinance
Owner-Occupied Warehouse
$3.1M
Property Type: Industrial
Loan Type: SBA 504
Down Payment: 10%
Mixed-Use Acquisition
$2.85M
Property Type: Mixed-Use (Retail + Residential)
Loan Type: Commercial DSCR
LTV: 72%
Units: 4 Retail / 8 Residential
QUICK QUALIFICATION CHECKLIST
- Income-producing commercial property
- Clear business or investment strategy
- Acceptable DSCR or business cash flow
- Purchase, refinance, or expansion-ready
- Down payment and reserves available
- Ability to close within 15–30 days
HOW WE FINANCE COMMERCIAL PROPERTIES
We offer flexible, performance-based financing solutions including:
DSCR Commercial Loans
Bridge Loans for acquisitions or repositioning
Owner-Occupied Commercial Loans
Value-Add & Stabilization Loans
SBA Loans (7(a) & 504) for qualifying businesses
Refinance & Cash-Out Options
Our underwriting focuses on the deal, the income, and the strategy—not unnecessary red tape.
READY TO FINANCE A COMMERCIAL PROPERTY?
Commercial deals require experience, speed, and the right capital partner. Our team delivers clear terms, fast execution, and investor-focused solutions—so you can move confidently.
FREQUENTLY ASKED QUESTIONS
We finance most commercial assets, including retail, office, industrial, and mixed-use. Specialty assets are reviewed case-by-case.
Commercial loans are based primarily on income, cash flow, and property performance.
Most programs start around 660+, but deal strength matters most.
Yes. Commercial loans commonly close in LLCs or operating entities.
Most commercial deals close in 15–30 days, depending on complexity.
Yes. We offer SBA 7(a) and 504 loans for qualifying owner-occupied properties.
