Ground Up Construction

At Premier Lending Partner, we understand that building a project from the ground up comes with unique challenges and opportunities. Our Ground Up Construction financing is designed to give developers and investors the capital they need to bring their vision to life—whether it’s a single-family home, a multi-unit property, or a commercial development. We focus on providing flexible, reliable funding so your project can stay on schedule and within budget, without the stress of unexpected cash flow gaps.

Our approach is simple: we partner with you from start to finish, offering clear terms and fast approvals tailored to your project’s needs. By working with Premier Lending Partner, you gain more than just financing—you gain a trusted advisor who understands real estate development and is committed to helping your project succeed. From initial planning to final construction, our Ground Up Construction loans give you the confidence to build with purpose and precision.

If you need an even faster quote, give us a call at (718) 952-7848

How Premier Lending Partner closes the deal on ground up construction

At Premier Lending Partner, closing your Ground Up Construction loan is straightforward and hassle-free. Once you submit your project details through our Real Estate Application, our team reviews your proposal, construction plans, and financials to ensure the loan aligns with your project goals.

We provide clear, transparent terms and work closely with you to structure the loan to match your construction timeline and budget. After approval, funding is disbursed quickly, giving you the capital needed to start building immediately. 

Throughout the project, we remain your trusted partner, supporting your needs and ensuring smooth progress from groundbreaking to project completion.

Flexible financing solutions for developers and investors

Ground Up Construction financing funds your project from land acquisition to completion. Whether you’re building single-family homes, multi-family units, or commercial properties, our funding solutions help you stay on schedule and on budget.

We make financing straightforward, so you can focus on what matters most—bringing your project to life.

We keep our financing clear and easy to understand:

Loan Amounts: Typically $250K–$10M, depending on project size.

Loan-to-Cost (LTC): Up to 90% of construction costs.

Term Length: 12–36 months, with interest-only options during construction.

Speed: Quick approval and fast funding to keep your project on track.

Who Benefits from a Ground Up Construction?

Developers

Developers planning new construction projects

Investors

Investors expanding their portfolio with new builds.

Entrepreneurs

Entrepreneurs seeking predictable funding from start to finish

Ready to Bridge the Gap?

Share your scenario and get fast, personalized feedback from our capital advisory team. We’re here to help you move forward with confidence.

COMMON SENSE MORTGAGE LENDING

Ground Up Construction FAQ

What types of projects qualify for Ground Up Construction financing?

We fund single-family homes, multi-family units, and commercial projects. If your project involves building from the ground up, it likely qualifies.

How much can I borrow?

Loan amounts typically range from $250,000 to $10,000,000, depending on your project size, experience, and location.

What is the loan-to-cost (LTC) ratio?

We offer up to 80% LTC, meaning we can fund most of your construction costs while you cover a smaller portion upfront.

How long are the loan terms?

Terms usually range from 12 to 36 months, with interest-only options available during construction.

How fast can I get funded?

Our process is designed for speed. With all required documents submitted, approvals and funding can happen quickly to keep your project on schedule.

Are there any restrictions on experience or location?

While experience and location can influence terms, we work with both seasoned developers and motivated first-time builders in most regions.

How do I apply?

You can apply online using our Real Estate Capital Application. It’s fast, secure, and easy to complete.