SBA 7a Real Estate Financing
Our SBA 7(a) Real Estate financing is designed to help business owners secure the property they need to operate, expand, or stabilize their company. Whether you’re purchasing your first commercial building, refinancing an existing facility, or planning property improvements, we guide you through a streamlined process that removes the usual stress and confusion around SBA lending. Our goal is simple: to make long-term real estate ownership achievable with lower down payments, competitive rates, and flexible terms that support your growth.
We take a personalized, advisory approach — evaluating your business goals, financial position, and property needs to match you with the most favorable SBA 7(a) structure available. With our lender network and hands-on support, you can secure up to 25-year terms, preserve your capital, and build long-term stability for your business. At Premier Lending Partner, we make the path to owning or upgrading your commercial real estate clearer, faster, and more accessible.
If you need an even faster quote, give us a call at (718) 952-7848
How Premier Lending Partner closes the deal on SBA 7a Real Estate
We specialize in making SBA 7(a) Real Estate financing clear, efficient, and achievable. Our process is built around precision, transparency, and lender-ready packaging — ensuring your deal is structured correctly from the start. We begin by understanding your business model, the property you’re acquiring or refinancing, and your long-term goals. Then we pre-underwrite your file, identify any weaknesses early, and position your application to meet SBA and lender requirements. This upfront strategy dramatically increases approval speed and reduces the back-and-forth that usually slows deals down.
Once your file is structured, we leverage our network of SBA-preferred lenders to secure the most competitive terms available. We negotiate on your behalf, align the deal with the right banking partner, and keep the process moving through underwriting, appraisal, and SBA review. From documentation to closing coordination, Premier Lending Partner stays hands-on at every step—removing roadblocks, maintaining communication, and ensuring you reach the finish line smoothly.
Our role is to close the deal, not simply submit an application, and we deliver that through expert packaging, lender relationships, and full-cycle support until your real estate loan officially funds.
- Expert packaging that speeds up approvals
- Direct access to SBA-preferred lending partners
- Hands-on guidance from application to final funding
- Seamless, stress-free closing experience every time
Unlock Affordable, Long-Term Capital for Your Business Property
At Premier Lend Partner, we bring the same commitment to clarity, speed, and personalized service that you would expect from a specialized mortgage lender. We navigate the complexities of SBA 7(a) real estate financing on your behalf — making the path to funding as smooth and efficient as possible.
We evaluate your property, business needs, and financing goals — then match you with the right SBA-approved lender to optimize your terms.
Built around simplicity, flexibility, and long-term affordability:
Loan Purpose: You can use SBA 7(a) to acquire, refinance, or improve real estate (land, buildings) for your business.
Interest & Rates: Rates are subject to the current Wall Street Prime rate and often fall 1%-2% above prime.
Collateral & Guarantee: The real estate itself often serves as collateral; SBA guarantees a portion of the loan (i.e. reduces lender risk) under approved programs.
Repayment Structure: Fully amortized over the loan term — no balloon payments, making budgeting easier.
Flexible Use: Whether you’re buying a new property, refinancing existing property, or doing renovations/improvements, the loan can be tailored to your needs.
Who Benefits from a SBA 7a Financing?
Small business owners
Small business owners looking to buy or refinance commercial property for their operations (office, retail, warehouse, mixed-use, etc.)
Entrepreneurs expanding space
Entrepreneurs expanding space — acquiring new real estate or improving existing property to match growth
Business owners
Business owners who want low-cost, long-term real estate financing backed by government guarantee
Ready to Bridge the Gap?
Share your scenario and get fast, personalized feedback from our capital advisory team. We’re here to help you move forward with confidence.
COMMON SENSE MORTGAGE LENDING
SBA 7a Financing FAQ
Eligible properties include owner-occupied commercial buildings such as offices, retail spaces, warehouses, light industrial buildings, medical offices, mixed-use buildings, and specialized-use properties (case-by-case). The key requirement is that your business must occupy at least 51% of the property.
Most SBA 7(a) real estate transactions require 10%–15% down, depending on the strength of your business, collateral, and experience.
Yes. SBA 7(a) allows you to refinance existing commercial mortgages to improve terms, reduce your monthly payment, or consolidate debt tied to the property.
SBA 7(a) loans allow financing up to $15 million, which can cover acquisition, improvements, closing costs, and working capital when applicable.
Real estate loans can extend up to 25 years, fully amortized. This means no balloon payments, and predictable monthly payments for long-term stability.
Timeline varies based on documentation and complexity, but most SBA 7(a) real estate loans close in 30–60 days with a complete file. Our advisory team helps streamline the process.
